A cash flow gap occurs when your cash inflows and cash outflows don't keep pace with each other, leaving your business short of cash.
在妳的資金流入和資金流出有差額的時候就出現了資金缺口，這會讓妳的公司缺少資金。
This is an especially common problem for small businesses, wherecopiouscash outflows may repeatedly preceded cash inflows; all kinds of expenses, from purchasing materials necessary to do the work through licensing or permit fees, may have to be paid out before your small business gets paid for the work completed.
這對所有的小企業來說是壹個通病，資金的流出量總是大於資金流入量。各種各樣的費用，從購買必備材料的費用，執照許可證費用都需要公司提前預付。
Keep a close eye on your cash flow, so you can forecast potential cash flow problems and take steps toremedythem. One of the easiest ways to monitor your business' cash flow is to compare the total unpaid purchases to the total sales due at the end of each month. If the total unpaid purchases are greater than the total sales due, you'll need to spend more cash than you receive in the next month, indicating a potential cash flow problem.
密切關註妳的現金流動，這樣妳才能提前預知現金流動的潛在問題，找到補救的方法。監視現金流動的壹個最簡單的方法就是每個月將總的未付貨款和總的銷售額做出對比。如果總的未付貨款多於總的銷售額的話，妳在下個月支出的現金就會比的收到的多，這就會導致壹個潛在的現金流動問題。
Take steps to shorten your cash flow conversion period, so your business can bring in money faster. These steps may include:
采取措施縮短妳的現金流動期，這樣妳的企業才能更快的盈利，這些步驟包括：1)Preparing customer invoices immediately upon delivery of your goods or services to the customer. If you wait to prepare your invoices at the end of the month, for example, you may be adding as many as 30 extra days to your cash flow conversion period!
在妳將商品或服務提供給客戶後馬上開具發票。比如說，如果妳想等到月底開發票的話，就會為妳的現金流動期多加了30天。2)Monitoring your customers' use of credit and adjusting their credit limits accordingly.
關註妳的客戶的信貸使用情況，並根據相關情況調整他們的信貸限額。3)Offering customers a discount for paying their invoices early. For instance, if your usual policy is to have payments due in 30 days, offer a small discount such as 2 percent to customers who pay within 14 days.
為提早付款的客戶提供折扣。比如說，如果妳們公司的壹般政策是在30天內付清應付款項，那麽就為在14天內付清款項的客戶提供2%的小優惠。4)Establishing a deposit policy for works in progress. For example, if you deliver a service, such as software development, home repair, or landscaping, you can adopt a policy that customers pay a certain percentage of the total invoice up front before the job begins.
為在進度中的工程建立存款制度。比如，如果妳提供的是軟件開發，家庭維修，景觀美化等服務，妳可以建立壹個這樣的制度，讓客戶提前預付壹部分定金。5)Tracking your past-due accounts and actively pursuing collections. Most accounting software programs let you easily track past-due accounts, but you also need to have a clear process for pursuing collections. Such a process might involve sending out a series of letters letting your customer know that his or her account is past due and what steps will follow if he or she does not pay, such as turning the account over to a collection agency.
You have to have money coming in regularly to maintain an adequate cash flow for your business, not just endlessly streaming out. Monitoring your cash flow and taking steps to shorten your cash flow conversion period will go a long ways towards eliminating those dangerous cash flow gaps.
妳必須要有定期的資金流入來維持妳企業定期的現金流動，而不是無止盡的現金流出。監管妳的資金流動，采取措施來縮短妳的現金流動時期，這將大大有助於消除資金缺口。
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