（1）轉賬收到的的資金將實時轉入到余額寶
（2）其他余額資金將在次日淩晨自動轉入到余額寶
我們可以根據自己的需求來開通和關閉這個功能，它的開通與關閉分為以下幾步：
（1）打開支付寶，在常用功能中找到余額寶
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（2）點擊余額寶，在“我的服務”中找到“余額自動轉入”
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（3）點擊“余額自動轉入”，點擊“同意開通”便成功開通余額寶
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（4）若想關閉余額寶，重復（1），（2）步驟後點擊右上角省略號
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（5）在彈出的界面中點擊“關閉服務”變成功關閉余額寶了
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