信用證第78條款：
78: INSTRUCTIONS TO THE PAYING/ACCEPTING/NEGOTIATING BANK :
+ UPON RECEIPT OF CREDIT COMPLIANT DOCUMENTS AT OUR COUNTERS, WE
WILL AUTHORISE THE NEGOTIATING BANK TO CLAIM REIMBURSEMENT FROM
THE REIMBURSING BANK,PROVIDED 5 WORKING DAYS NOTICE IS GIVEN
BY SWIFT ON ICICINBBCTS.REIMBURSEMENT UNDER THIS L/C IS
SUBJECT TO URR 725 OF ICC + WE HEREBY ENGAGE WITH DRAWERS,
ENDORSERS AND BONAFIDE HOLDERS OF DRAFTS UNDER AND IN COMPLIANCE
WITH TERMS OF THIS CREDIT THAT SUCH DRAFTS SHALL BE DULY
HONOURED ON PRESENTATION OR DELIVERY OF DOCUMENTS AS SPECIFIED
ABOVE + EXCEPT AS OTHERWISE EXPRESSLY STATED THIS CREDIT IS
SUBJECT TO THE UCPDC (2007 REVISION) ICC PUB NO.600 ICC RULES.
+ ALL OTHER COMMUNICATIONS UNDER THIS LC MAY BE DIRECTLY SENT TO
US ON SWIFT ICICINBBCTS.REFER FIELD 47A CLAUSE NO.9
這是給議付行的償付和郵寄單據的指示，大體意思是：壹旦我們收到與信用證條款相符的單據，妳們可以向要求我們償付款項。 妳們應該使用快遞將單據壹批遞送給我們。
78：指令，付款/收/議付行：
壹旦收到信用證單據柔順在我們的計數器，我們
WILL是否授權議付銀行索回貨款FROM
償付行，只要五個工作日內通知發出
由SWIFT在根據本大號ICICINBBCTS.REIMBURSEMENT/ C是
如有URR ICC725+我們擔保的抽屜，
匯票下並符合背書人和BONAFIDE持有人
與這樣的匯票須妥本證的條款
曾表彰出示或交付文檔作為指明
上述+除非另有明確規定本信用證
受UCPDC（2007年修訂）ICC PUB600號國際商會仲裁規則。
+所有其他依據本LC通信可直接發送到
我們SWIFT ICICINBBCTS.REFER場47A CLAUSE NO.9